Your Family's Future and Dreams
Life Insurance is one of the most important decisions you can make to guarantee your family all their dreams. This can and will come true if you are not there to provide in the case of an untimely death of you or your spouse when you are adequately protected.
The following are true and factual statements:
Recently three people insured through my agency passed away unexpectedly.
• Two women were relatively young, one was 30 and one was 47.
• The man was in his late 70’s.
• One woman was married.
• One was a single parent who indicated that she didn’t need insurance now, maybe later.
• One of the survivors called and said, “I always thought I would go first. I never thought she would pass away before me.”
• The family of the older man was surprised and thankful that funds were available to take care of the burial and some debt incurred by the insured.
No one wants to lose a family member, but the fact remains it will happen sooner or later. Our responsibility is to guide you in protecting your family, property, and assets. People have a tendency to protect their homes and autos, but provide little or no protection for the most valuable asset, their potential income.
Your earning power should be the most important asset you protect because your income provides all the needs and fulfills all the dreams for your family and yourself.
A young driver is also a concern that all parents have at some point. This is the one of the major times that a parent does not have the control over what happens to their child. Protecting the family in the case of a loss of life or providing funds for that child’s college, wedding, other life events can make a real difference with both final and living benefits in most cases tax free.
Life Insurance is a vehicle that can eliminate the financial aspect of losing a loved one. Life Insurance also has living benefits allowing you to take advantage of cash values while you are alive. The average final expenses in Pennsylvania are $7,500 - $10,000. The average family probably does not have that amount available to them without borrowing from a family member or a bank.
Additionally, if you have your auto insurance with Eire, we provide an additional discount on all auto policies in the household if a primary driver/named insured has a life insurance policy with Eire.
Please call today so we can schedule a FREE review of your insurance needs & protect your future.