Appliances & Equipment- A Homes Hidden Money Pit

June 22, 2017
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How many times have we been faced with a situation where we have to replace an essential piece of equipment in your home at a moments notice? Think of it this way; it is Summer time and it is sweltering hot outside, you come home from work only to find out that your Air Conditioning has finally died on you after all these years. The local HVAC guy comes out to your home and they say it's going to be $5,000 to replace the system to get your house cool again. After getting the estimate you're left scratching your head thinking "where in the world am I going to come up with $5,000?". Normally you end up scrapping together every last dime you have, charging it, or taking money from a fund you didn't want to touch; ultimately leading no matter what to an uncomfortable financial decision. But just before you have to make that decision you remembered your conversation with LHIG when you took out your Homeowners policy, IT"S COVERED! 

Now LHIG with Erie Insurance is offering Equipment Breakdown Coverage for all those random unforeseen breakdown costs that arise from mechanical or electrical breakdown. Equipment Breakdown Coverage is now being offered on our ErieSecure Home policies with the ErieSecure Select endorsement with Sewer & Drain Backup. This useful endorsement now gives you up to $50,000 in coverage per occurrence to cover some of your most essential home equipment such as:Now LHIG with Erie Insurance is offering Equipment Breakdown Coverage for all those random unforeseen breakdown costs that arise from mechanical or electrical breakdown. Equipment Breakdown Coverage is now being offered on our ErieSecure Home policies with the ErieSecure Select endorsement with Sewer & Drain Backup. This useful endorsement now gives you up to $50,000 in coverage per occurrence to cover some of your most essential home equipment such as:
- Home heating/air conditioning systems
- Water heaters - Sump pumps
- Smart home technology 
- Home security systems
-Swimming pool equipment
- Washers and dryers
- Refrigerators and ranges 
- Computer equipment
- Home theater systems 
- Stair lift/chair
- Deep well pumps

Pretty awesome right? If you want to make sure you have this coverage,add the ErieSecure Select bundle with Sewer & Drain backup to your policy. Even better yet if you already have this endorsement you had this coverage added automatically  at no charge! To find out more about this coverage, our homeowners policies, or any other insurance policies please contact your local LHIG office or call our main office at 724-437-2371.