Sewer & Drain Back Up
Your sewer or drains backing up in your home can cause a mess. Make sure the clean up and damage are taken care of with $5,000 minimum protection.
Equipment Breakdown
Provides $50,000 of protection for essential home systems and personal
property against loss due to mechanical or electrical breakdown.
- Home heating/air conditioning systems
- Water heaters
- Sump pumps
- Smart home technology
- Home security systems
- Swimming pool equipment
- Washers and dryers
- Refrigerators and ranges
- Computer equipment
- Home theater systems
- Stair lift/chair
- Deep well pumps
Siding & Roofing Restoration
Replace undamaged siding and/or roofing of the dwelling and other structures up to $10,000 when the materials found on the covered loss area are no longer available.
Underground Service Line
The utilities to your home from your foundation to the main line are your responsibility. Protect your buried lines with $25,000 of coverage:
- Communications, including cable transmission, data transmission, internet access and telecommunications;
- Compressed air;
- Drainage;
- Electrical power;
- Heating, including geothermal, natural gas, propane and steam;
- Waste disposal; or
- Water;
Identity Recover & Fraud Reimbursement
Restoring your identity is the most difficult part of identity theft. This protection helps victims of identity theft regain control of their identity and correct their credit history, be reimburse up to $30,000. Also included is fraud coverage and valuable case management services that will assist the you through the recovery process — saving time and money.
Jewelry, Furs, Silverware, & Guns
Stolen? Misplaced? Lost? Your Jewelry, Furs, Silverware, and Guns are covered up to $10,000 total ($3,000 max per item).
- Example: If your engagement ring falls off your hand while swimming in the ocean it's covered!
Criminal Defense Cost Reimbursement
We live in a crazy world today and it seems our population as a whole has become extremely litigious. We will reimburse for the defense of you or your property up to $25,000 if found not guilty.
- Example: You wake up in the middle of the night as an intruded breaks into your residence. Defending your family and your home a firearm is drawn and discharged severely injuring or even killing the assailant. There after you are taken to court over your actions, if found not guilty you will be reimbursed for your legal fees up to the $25,000 max.
And More!
Our policies offer over 20 additional built in coverages to better protect you and your family. Coverage doesn't end there though; we can also endorse to protect farms, earthquakes, home businesses, sinkhole, collectibles, and more.
FREE HOME CLAIM CHECKS
BUYING A NEW HOME?
The process of purchasing a new home can be exhausting, especially if you are in the middle of the process and find out the home has incurred damage from past claims.
What if you could know about this damage without having to get to that point, kind of like a "Carfax" for homes? We can do just that!
Find out about past fires, wind damage, broken water lines, thefts, and much more. All for FREE.
Save time, aggravation, and money by knowing exactly what you are buying.